Self-directed retirement since 2018

Crypto, gold & silver.
All in one IRA.

A self-directed retirement account for the assets you want to hold for the long run. Start fresh or bring an old account with you, then trade around the clock.

$18B

In transactions

300k+

Accounts opened

4.9/5

16,000+ reviews

Illustrative allocation

Traditional IRA

Sample
A starting mix across three asset classes
45%Crypto

Dozens of digital assets, traded 24/7.

  • BitcoinBTC18%
  • EthereumETH12%
  • SolanaSOL8%
  • Other crypto7 assets7%

Illustrative only. Not a recommendation or a projection of returns.

See assets
One accountBitcoinEthereumSolanaGoldSilverStocksETFs

One retirement account. More ways to diversify.

Keep alternative assets and traditional equities together, without opening a separate account for each one.

Open an account

Crypto

Bitcoin, Ethereum, Solana, XRP, and dozens more. Buy and sell 24/7 from your IRA.

24/7 trading1% per trade

Gold & silver

Own investment-grade physical metal held through institutional custody, tracked digitally.

Physical metal24/7 trading

Stocks & ETFs

Add traditional equities to the same retirement account, with zero commission on trades.

Stocks & ETFs$0 commission

Your old 401(k) has more options now.

Move an employer plan or an existing IRA into a self-directed account. You keep the retirement structure; you gain a wider set of assets to hold inside it.

  1. 01

    Open your account

    Choose a Traditional, Roth, or SEP IRA. Account setup takes minutes.

  2. 02

    Choose how to fund it

    Contribute cash, transfer an existing IRA, or roll over an old employer plan.

  3. 03

    Build your allocation

    Trade across crypto, gold and silver, and stocks & ETFs from one dashboard.

Rollover preview

Map your transfer

About 2 minutes

Use a rough figure. This is a preview, not an application.

Your pathIRA eligible
401(k) employer planTraditional IRA

Estimated transfer

$50,000

Account setup and monthly fees are $0.

Start your rollover

Eligibility and tax treatment depend on your account and provider. Review them with a qualified tax professional.

Your assets are held in your name. Not on our balance sheet.

iTrustCapital does not take custody of client assets. Storage and account custody are handled by third-party institutions, with the separation designed to keep client assets apart from the platform.

Off-balance-sheet custodyNo lending against assetsRegulated IRA custodian
01

Separated custody

Assets are held with third-party institutional storage and custody providers.

02

A regulated custodian

A regulated, state-chartered trust company holds the self-directed IRAs.

03

No leverage

iTrustCapital does not borrow, lend, or leverage client assets.

Crypto is not FDIC insured and is not legal tender. Digital assets are speculative and may lose value.

Clear pricing. No account fees.

No setup fee. No monthly fee. You pay when you transact, plus the published spread on precious metals.

$1,000 minimum initial contribution
Account setup$0No startup fee.
Monthly or annual fee$0No ongoing account fee.
Crypto transaction1%Per buy or sell.
Stock & ETF trades$0Zero commission.
Gold transaction$125Over spot, per ounce.
Silver transaction$6Over spot, per ounce.

Fees shown are current published rates and are subject to change. Additional asset pricing fees may apply. Confirm the current fee schedule in the platform before trading.

4.9

16,000+ reviews

Rated across Google and Trustpilot, with a U.S.-based client experience team.

GoogleTrustpilotInc. 5000
“
Compared to most traditional long-term investment vehicle portals, iTrust is pretty easy to use. It's fairly intuitive.
A.G.iTrustCapital client
“
I was shocked when I called and a live person answered, from the United States. I didn't have to sit on hold or press any prompts.
K.R.iTrustCapital client
“
I moved to iTrustCapital mostly for security reasons because my previous provider kept all the funds in hot wallets.
T.M.iTrustCapital client

The details, before you move.

Still deciding? The client experience team is available Monday through Friday, 7 a.m. to 5 p.m. PT.

(562) 600-8399

Start your account

The long view starts with one account.

Open a new IRA or bring an existing retirement account with you. No setup fee. No monthly account fee.

Today
The long view
iTrustCapital

Self-directed retirement accounts for crypto, gold and silver, and traditional equities.

Client experience: Monday–Friday
7 a.m.–5 p.m. PT

iTrustCapital is not an exchange, funding portal, custodian, trust company, licensed broker, dealer, broker-dealer, investment advisor, investment manager, or adviser. It is not affiliated with and does not endorse any particular cryptocurrency, precious metal, or investment strategy. Cryptocurrencies and precious metals are speculative investments with risk of loss. Cryptocurrency is not legal tender backed by the U.S. government and is not subject to FDIC insurance or protections. Investors assume the risk of all purchase and sale decisions.

iTrustCapital does not provide legal, investment, or tax advice. Consult a qualified legal, investment, or tax professional before making any investment decision. Some taxes and conditions may apply depending on the type of IRA account. Past performance is not a guarantee of future results. © 2026 ITC2.0, Inc. All rights reserved.

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